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Currently Under Re-Construction.
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Figured Out How to Write This Much.
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Jeffrey

There are many different construction finance options, depending on buyer, builder, community, lender, and timing.  My job is to meet the buyers needs first, and then coordinate lending, developing, and building, with a final mortgage or cash purchase at the end.  

Standard is shown on drawings and associated specification sheets.  Each standard item is spelled out, as standard to the house.  Finish selections that may vary, are given an allowance; for example, $2,500 lighting allowance, and buyer may choose to upgrade to $3,000. 

Contracts, specification sheets, allowances, and drawings vary from builder to builder.  My job is explain what is standard in clear terms that are agreed in writing by buyer and builder before contract is signed and construction begins. 

Yes, contingency is always an option.  My job is to help buyer, builder, and lender understand market values and marketability of current home; moreover, structure timing of selling current home to match construction of new home.

This is completely up to the buyer.  New construction is inspected by city and county officials to meet code from dirt to completed home; with final inspection issuing Certificate of Occupancy, which means structure, electrical, plumbing, heat, air, insulation, framing, siding, roofing have all passed code inspection.  

The standard for building industry is 1-yr Builder Warranty covers most everything.  Most of the foundation, structure, windows, heat and air, roof, appliances offer continued warranties for many years.  Landscaping and grass may have limited warranties, as homeowner or mother nature are in control.  ​

The cost to finish while home is constructed is generally less; however, purchasing home with unfinished basement can give buyer opportunity to create equity in the future.​

Generally 3-6 months after permit to build is pulled.  My job is to make the timing and process fit buyers need. 

Yes in most cases.  Some communities are closed builder, meaning only the builders specified by developer may build.  Many communities are open builder, meaning outside builders may be considered and approved.   

My job is to listen to buyer; help determine budget, community, timing, financing, timing, and building type; and then recommend the right builder(s) for buyer.